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CPN is a number you can use easily!

GET A CPN TO:

⦁ Rent A Home Or Apartment

⦁ Don’t let your past damage your future

⦁ Perfect solution for bad credit scores

⦁ Buy A Vehicle Up to $50,000 under business name (Business credit needed.)

⦁ Build or Improve Personal & Business Credit

⦁ Get Business Funding

Everyone Deserves A Fresh Start.

How To Rent an Apartment With your CPN

GOLD $275
DIAMOND $400
PLATINUM $750
BUSINESS CREDIT $1000
BUNDLE PACKAGE $1250
PAYMENT PLANS AVAILABLE

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Are CPNs Legal?

Disclaimer:

This program is not intended to be used as a method of defrauding banks, creditors, or any other organization that requires your social security number as identification. This program is not a method to avoid paying your existing or future debts. If you created the debt, you are responsible to repay that debt. However, we will not support, facilitate, or condone any fraudulent activity. The information here is for informational purposes only and for you to use at your own risk. We are not lawyers.

CPN Legality

Our Happy Clients

Discover the satisfaction of our Credit Repair and CPN services through legal CPN reviews from our happy customers.

"My daughter became a teenager and needed her own room. Unfortunately, I lost my job during the pandemic, couldn't pay bills, and my credit score suffered greatly. My car was also repossessed, making it impossible to rent an apartment due to my poor credit. However, around two months ago, a friend recommended CPNLegality.com, a service they had used before. I obtained a CPN and followed the provided guide to set it up. Within a month and a half, my credit score soared to 760, allowing me to secure a two-bedroom apartment with a minimal security deposit. I am grateful to CPNLegality.com and will keep them in my prayers."

Anita Mehrbakhsh CA

"I was impressed by the simplicity of creating a CPN and gradually improving it. I highly recommend this company to anyone facing credit challenges. They provide a 9-digit number similar to an SSN, and as long as you maintain integrity, pay your bills punctually, and avoid fraudulent activities, it is a legitimate option. They successfully repaired my primary credit profile linked to my SSN while I utilized my CPN. Once my primary credit profile was restored, I transitioned back to using my SSN while keeping my CPN as a secondary option to continue building credit history for the future."

David KatzenmeyerFL

"As soon as I discovered Credit Privacy Numbers (CPNs), my curiosity was instantly sparked. CPNs are a set of numbers that bear resemblance to a Social Security Number (SSN). Initially, I had some concerns due to widespread claims about CPNs being illegal and associated with scams. However, I came across CPN Legality and decided to explore further by engaging in a conversation with one of their representatives. They patiently explained the process to me, addressing each of my questions with clear and comprehensive solutions. By following the provided steps, the procedure turned out to be relatively quick and efficient."

Joshua WichmannNC

What is a CPN Number or SCN Number?

A CPN or Credit Profile Number is a nine-digit number, separate from your Social Security Number (SSN), is utilized to monitor your credit activities and history. The make up of a CPN is similar to an Employer Identification Number (EIN), Individual Taxpayer Identification Number (ITIN), or another government or institutionally issued 9-digit identifier used for credit purposes. Its purpose is for reporting financial information that is seperate from your SSN.

Can I use this number instead of my Social Security Number?

The CPN or SCN numbers do not serve as replacements for your Social Security Number (SSN). These numbers are strictly meant for credit reporting purposes and should not be used for any government-related activities. This includes military applications, child support, DSS income, SSI taxes, FHA, VA, or any government-backed funding that requires the use of an SSN. It’s important to recognize that using a CPN or SCN in place of an SSN for government purposes is prohibited and can result in legal consequences.

Are CPN/SCN Legal?

Many individuals seek ways to enhance their credit scores, and one option they may encounter is the utilization of a CPN, or credit profile number. However, the legality of CPNs is a subject of much debate and confusion. The answer to whether CPNs are legal depends on the context. If a CPN is employed deceitfully to fraudulently acquire credit, it is illegal and can lead to severe penalties. Conversely, if a CPN is used as intended—to establish credit under a separate identity from one’s SSN credit profile—it is entirely lawful. When utilizing a CPN for credit purposes, it is crucial to be honest about one’s identity and intentions. Falsifying information on a credit application is considered perjury and can result in imprisonment. Therefore, it is vital to fully understand the implications before opting to use a CPN.

What can I use my new CPN or SCN Number for?

With your newly acquired CPN or SCN numbers, you can utilize them in situations where you would typically need to provide your Social Security Number for credit reporting purposes. This includes activities such as opening a bank account, obtaining credit cards, securing auto loans, setting up utilities, and even renting an apartment. However, it is important to note that the legitimacy and legality of using CPN or SCN numbers can vary, so it is essential to fully understand the implications and adhere to legal guidelines before using them.

Am I responsible for the debts on my old report?

Indeed, it is important to recognize that you are accountable for any outstanding debts associated with your previous credit report, as well as any debts accumulated using your CPN. While rebuilding your credit, it is crucial to exercise responsible financial behavior and make wise decisions when utilizing your new number. Being mindful of your financial actions will contribute to a successful credit rebuilding journey.

What will my new FICO credit score be?

When a new credit file is generated by the credit bureaus, it starts with a clean slate and contains no prior credit history. It becomes necessary for you to rebuild your credit by actively seeking credit opportunities, such as applying for credit cards and other lines of credit. By doing so, you can establish a positive credit history and demonstrate your creditworthiness to lenders and financial institutions.

What does the law say about credit and financial matters?

Title 5 of the US Code Annotated 552(a), known as the Privacy Act, protects individuals from unwanted disclosure of personal information. The 1974 US Privacy Act Title V grants the legal use of a private ID number for financial reporting instead of a Social Security Number. Federal, state, and local government agencies cannot deny rights, benefits, or privileges due to refusal to disclose an SSN, except for retirement accounts. Credit bureaus cannot legally require an SSN, and misreported items can linger in credit reports. Credit card applications should not request private SSNs. CPN numbers are legitimate. The Equal Credit Opportunity Act prohibits loan denial based on non-credit-related reasons.

How quickly can I get my new 9 digit number?

The process typically takes 3-7 business days to complete.

Will my current credit profile get mixed in with my new credit profile?

Your new credit profile can only become intertwined with your old one in our program if you disclose the information from your old credit profile along with your new one.